The AHIP study does not take into account the effect of government subsidies intended to help lower- and middle-income Americans purchase health insurance, which are also part of the Senate legislation. Nor does it assume any increase in efficiencies in the health-insurance market due to the formation of centralized exchanges where individuals can shop for the best insurance deals.Taking these things into account, MIT economist Jonathan Gruber says that the Senate Finance bill would actually make insurance less expensive for individuals and families who purchase coverage on their own.
“The [Senate Finance bill] will deliver savings ranging from several hundred dollars for the youngest consumers to over $8,500 for families,” writes Professor Gruber in his analysis.
You can read the Monitor's coverage here.
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